SBA 504 Loan Calculator

Looking to take out a small business loan? The SBA 504 loan could be exactly what you need to grow your organization. But before you borrow for your business, it's important to understand exactly how much you'll be paying back.

SBA Loan Payment Calculator

Total Payments
Principal
Total Interest Paid
Total Financing Cost*
Monthly SBA Loan Payment*
Total Annual Payments*

*Estimated payments. Actual payments may vary. The rate field starts at 6%, which is roughly where all-in 504 pricing sits today: the July 2026 25-year debenture priced at 5.04% and ongoing program fees add about one percentage point. See rates and costs for the current figures.

That's where our business loan calculator comes in. Just enter different loan amounts, interest rates, and terms in years to get a clear picture of your repayment plan. With this information, you can make the best decision for your business.

Getting a small business loan should be easy. Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

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sba504.loans is an independently owned and operated website and has no government affiliation. We are not the Small Business Administration and are not a lender. If you are trying to reach the SBA click here to be redirected.