SBA 504 Loans for Retail Stores

SBA 504 Loans Support Retail Stores

While malls might be declining in patronage, that cannot be said for small, local retailers. In fact, small specialty real stores have grown by 1% in the last few years, and are expected to generate $41 billion in revenue in 2018.

Despite the opportunities in the specialty retail market, it can be difficult to get financing for store owners who want to expand their businesses. However, SBA 504 loans can help. These loans offer up to $5 million in funding, and can be used for some pretty specific needs. For instance, you can use the funds to purchase real estate and then build your new store, or to purchase an existing building. You can also use them to buy fixed equipment, as fixtures, signage, and the like can cost tens of thousands of dollars.

While you cannot use 504 loan funds as working capital, they remain one of the most potent tools available for retail store owners looking to grow their businesses.


We’re here to help you get the commercial financing you need. Simply fill out the form below for a risk-free consultation and a free SBA loan quote!